Comparison between Bank interest and JL Processing Fee
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Months |
Bank |
Original% |
JL % |
Min RM |
Remark |
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12 months |
UOB |
18% |
12% |
2000 |
*term &
condition |
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18% |
11% |
1000 |
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18% |
11% |
1000 |
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HSBC |
18% |
12% |
1000 |
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Am Bank |
18% |
12% |
1000 |
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Maybank |
18% |
11% |
1000 |
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Public Bank |
18% |
11% |
2000 |
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Standard Chartered |
18% |
12% |
1000 |
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BSN |
18% |
11% |
1000 |
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Hong Leong (Mobile Money) |
18% |
11% |
1000 |
* 90%
credit limit |
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Hong Leong |
18% |
12% |
1000 |
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OCBC |
18% |
12% |
1000 |
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CIMB |
18% |
13% |
2000 |
* cash
advance only |
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AEON |
18% |
13% |
1000 |
* 90% credit
limit |
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18 months |
UOB |
27% |
16% |
3000 |
*term &
condition |
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Maybank |
27% |
14% |
3000 |
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Hong Leong |
27% |
14% |
2000 |
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24 months |
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36% |
16% |
1500 |
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BSN |
36% |
16% |
4000 |
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36% |
16% |
2000 |
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Am Bank |
36% |
16% |
2000 |
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Maybank |
36% |
18% |
2000 |
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Public Bank |
36% |
16% |
4000 |
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Standard Chartered |
36% |
18% |
3000 |
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Hong Leong (Mobile Money) |
36% |
16% |
1000 |
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Hong Leong |
36% |
18% |
2000 |
* 90%
credit limit |
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OCBC |
36% |
18% |
4000 |
*cash
advance only |
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Diners |
36% |
20% |
2000 |
* 90%
credit limit |
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Alliance |
36% |
19% |
2000 |
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AEON |
36% |
19% |
2000 |
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36 months |
|
54% |
19% |
2000 |
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54% |
20% |
4000 |
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Am Bank |
54% |
20% |
3000 |
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Hong Leong (Mobile Money) |
54% |
19% |
1000 |
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Citibank |
54% |
28% |
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*cash
advance only |
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Maybank |
54% |
22% |
5000 |
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48 months |
RHB |
72% |
25% |
5000 |
* 90%
credit limit |
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Cash out tanpa EPP:
penang (3.5%), astar (4%), ipoh & puchong (5%)
